Plan date satisfied
242,34 € per share · 72 291 € household tax base · plan date 23 Sept 2026
Proceeds84 819 €
Tax27 403 €
Net cash57 416 €
PFU · 32.3% effective tax · 30% marginal band
French qualified RSU planning
RSU Tax Lab
01
Shared grant assumptions
Example values appear only on the first visit.
Shared tax assumptions
02
Compare two independent sale scenarios
Change either price to test the tax-versus-market tradeoff.
Plan date satisfied
207,72 € per share · 43 980 € household tax base · plan date 23 Sept 2026
Proceeds72 702 €
Tax21 163 €
Net cash51 539 €
PFU · 29.1% effective tax · 30% marginal band
Sell in 2026 leaves 5 877 € more net cashafter combining sale price, share count, income, FX, and modeled tax.
03
Net cash and tax across sale sizes
Both charts use the same vertical euro scale.
Sell in 2026
Net cash retainedModeled tax
350 shares57 416 € net27 403 € taxPFU
Click or drag across the chart to select a share count. Each point uses the lower modeled liability of PFU and the progressive option.
Sell in 2027
Net cash retainedModeled tax
350 shares51 539 € net21 163 € taxPFU
Click or drag across the chart to select a share count. Each point uses the lower modeled liability of PFU and the progressive option.
04
Side-by-side result
| Component | Sell in 2026 | Sell in 2027 |
|---|---|---|
| Gross proceeds | 84 819 € | 72 702 € |
| Acquisition gain | 35 000 € | 35 000 € |
| Capital gain | 49 819 € | 37 702 € |
| PFU modeled tax | 27 403 € | 21 163 € |
| Progressive modeled tax | 35 972 € | 27 648 € |
| Lower modeled tax | 27 403 € | 21 163 € |
| Estimated net cash | 57 416 € | 51 539 € |
| Selected route | PFU | PFU |
05
What PFU means here
PFU is the flat-tax route for the capital gain made after definitive acquisition. At the current inputs it combines 12.8% income tax and 18.6% social levies.
The acquisition gain is separate and remains on the progressive income-tax scale under the qualified-RSU rules modeled here.
The progressive option is global for eligible investment income and gains for the year, not an election made only for this RSU sale.
06
Marginal bracket exposure
Each marker uses taxable income per tax share.
Sell in 202630% at 44 895 € per tax share
0%11%30%41%45%
Sell in 202730% at 30 740 € per tax share
0%11%30%41%45%
A 0% band is shown only when modeled taxable income per tax share is at or below 11 600 €. PFU capital gains stay outside this indicator; taxable acquisition gains remain included.
Model scope
Planning assumptions
Browser-only storage. Inputs are stored locally in this browser and are not sent to a server by this app.
Two separate gains. Acquisition gain and later capital gain follow different modeled tax routes.
Salary conversion. Each scenario has independent salaries, sale price, FX, share count, and sale date.
Projection only. Default brackets and rates use published 2026 rules and remain editable.